Health Insurance for Studying Abroad

All students participating on Goucher-led or approved programs will be enrolled in a comprehensive health insurance plan tailored to meet the needs of study abroad students at no additional cost. The insurance carrier is Chubb. Students will receive information about how to use the health insurance policy from the Office of Global Education prior to departure for study abroad.

Chubb study abroad insurance

The Goucher College Study Abroad Insurance Brochure (PDF) gives an overview of the main benefits included in your policy. For questions regarding specific benefits or coverage, email the Global team at Gallagher, global@gallagherstudent.com.

Your Travel Assistance ID card (PDF), which should be kept with you at all times via paper copy and/or electronic copy, contains information about contacting Chubb’s travel assistance services including medical referrals, medical evacuation, repatriation, or other assistance services. You can access non-emergency services, such as important medical and security information for a given country, at Chubb’s Travel Assistance Portal.

Goucher College's international health coverage covers students for an additional 15 days after the end of their program. If you wish to further extend this coverage, you can purchase a policy through Travel Insured International. If you have any questions about this optional coverage, please reach out to global@gallagherstudent.com.

In the event of an emergency

In the event of an emergency, or if you need to set up a doctor’s appointment while you are abroad, contact Chubb’s 24/7 Travel Assistance Services immediately:

 

Maintain existing domestic coverage

All Goucher students are required to carry a primary domestic insurance policy as mandated by Goucher College. Students are required to maintain their domestic primary insurance in the United States and should NOT terminate their existing coverage while abroad. If a student were to experience health problems abroad and were required to return early to the US, that student might be prohibited from reenrolling in their health insurance program because of a pre-existing medical condition and would be without coverage.

What to take with you while abroad

Goucher students should always bring copies of proof of any medical insurance (domestic or other) while abroad. In addition, any student enrolled in a study abroad program through Goucher College should print and take these documents with you for the duration of the study abroad program:

 

To make a claim

In the event you paid out of pocket for a medical claim and are seeking reimbursement for that medical claim:

  1. Fill out the Goucher College Study Abroad Claim Form (PDF)
  2. Please email your completed claim form as well as copies of all doctors’ bills and proof of payment (receipts) to gallagher@hsri.com

If you have multiple sources of international coverage (e.g., through Goucher, your program, or a host country), you should access them in the following order: first, any country-mandated insurance (if applicable); second, the insurance provided by your program; and lastly, the Goucher-provided insurance.